Millions of retirees rely on Social Security benefits each month, but not everyone will see their payment this week. If you’re expecting your deposit on Wednesday, August 13, it’s important to verify your eligibility based on your date of birth.
The Social Security Administration (SSA) follows a staggered payment schedule to distribute retirement, spousal, and survivor benefits throughout the month. Here’s who will not be receiving their benefits on August 13—and why.
Who Will NOT Get Their Social Security Payment on August 13, 2025?
Only retirees whose birthdays fall between the 1st and 10th of any month are scheduled to receive their payment on Wednesday, August 13, 2025.
If your birthday falls on or after the 11th, you will not receive a payment on that date. Instead, your benefit will be deposited later in the month, as shown below.
Complete August 2025 Social Security Payment Schedule
| Payment Date | Birth Date Range |
|---|---|
| August 13 | 1st – 10th of the month |
| August 20 | 11th – 20th of the month |
| August 27 | 21st – 31st of the month |
Supplemental Security Income (SSI) recipients follow a different schedule. Due to the Labor Day holiday, September’s SSI payment will be deposited early, on Friday, August 29, 2025.
Why Some Retirees May Receive Reduced Payments
Some retirees may notice smaller deposits this month as the SSA begins to withhold up to 50% from beneficiaries who were overpaid in previous years and haven’t started repaying.
A report from the SSA’s Office of the Inspector General uncovered $13.6 billion in overpayments between 2020 and 2023. These errors typically occurred when recipients failed to report changes in:
- Income
- Employment status
- Medical condition
How Social Security Benefits Are Calculated
Social Security retirement benefits are determined based on:
- The highest 35 years of earnings
- Inflation-adjusted income
- The age you start claiming benefits
Here’s a look at the maximum benefit amounts by age:
| Claiming Age | Maximum Monthly Benefit (2025) |
|---|---|
| Age 62 | $2,831 |
| Age 67 | $4,018 |
| Age 70 | $5,108 |
As of June 2025, the average monthly benefit is $2,005.05, which adds up to approximately $24,000 annually before taxes.
Social Security Benefits to Increase in 2026
Social Security payments increase each year through a Cost-of-Living Adjustment (COLA). For 2026, the Senior Citizens League estimates a 2.6% increase, slightly up from the 2.5% COLA applied in January 2025.
The official 2026 COLA announcement is expected in October 2025.
What Retirees Should Do Now
- Check your birth date to confirm your August payment schedule.
- Review any communications from the SSA, especially if you’ve received an overpayment notice.
- Plan ahead if your deposit is coming later in the month or could be reduced.
Stay informed, check your payment dates, and make sure you’re prepared for any changes. If you’re affected by overpayment recovery, consider contacting the SSA for clarification or assistance.