$285 Canada Child Benefit – The Canada Child Benefit (CCB) scheme provided by the Canadian government is a great relief for families who are raising children under the age of 18. It is a tax-free monthly payment aimed at helping with the expenses of raising children. The payment date of CCB for August 2025 is fixed as August 20, 2025.
This benefit plan is specifically designed for low or middle-income families. Every year, the payment amount is reset in July and based on that the monthly amount for the next one year is decided.
How is CCB calculated?
The amount of Canada Child Benefit is not the same for every family. It is decided based on certain factors:
- Adjusted Family Net Income (AFNI)
- Number of children under 18 years of age in the family
- Age of each child
Based on these points, the CRA (Canada Revenue Agency) decides how much amount to pay to which family. For example, if your family’s annual AFNI is less than $37,487, you will be eligible to receive the maximum benefit.
New payment rates from July 2025 to June 2026
New payment rules apply from July every year. The CCB has been increased from July 2025 to June 2026, as follows:
- For children under 6 years of age:
- The maximum annual amount will be $7,997, i.e. about $666.41 per month.
- For children aged 6 to 17 years:
- The maximum annual amount is set at $6,748, i.e. about $562.33 per month.
These rates will apply to families with an AFNI of $37,487 or less. If your income is higher than this, the benefit gradually decreases.
Rules for families with shared custody
If a child has shared custody, the CCB amount is divided equally between both parents. This means that both will receive equal financial support for sharing the responsibility of raising the child.
What happens to payments after a child’s death?
This is a sensitive topic, but transparency in information is important. If a child unfortunately dies, CCB and Child Disability Benefit (CDB) payments continue for six months if the recipient is still eligible. This time helps the family gain stability and peace of mind.
How to avoid payment delays?
There are a few important steps you can take to avoid CCB payment delays:
- Keep your bank account information updated.
- In case of any address change, notify the CRA immediately.
It may delay your payment just because of a little error such as an old bank account or having the wrong address. Another easy important measure is to make sure to update information with the CRA.
Where can I find CCB information?
To compute your CCB amount or know how much you can receive, the official Canada.ca site provides a calculator and guide on how to compute this amount together with the guidelines to recalculate. Difficult to discuss on a general note here you can get to know the approximate benefits you would get according to these factors like income, number of children and age.
Conclusion: Strong government involvement in raising children
Canada Child Benefit is not only the governmental financial assistance, but it is the policy of providing children with a good future. Its immediacy of payments, clarity of its process and review of the amount annually, etc., are some of the factors that make it a formidable and dependable scheme.
If you live in Canada and are raising children under the age of 18, then this scheme can prove to be very useful for you. All you have to do is file taxes on time and keep your information updated.
FAQs:
Q. When will the Canada Child Benefit (CCB) be paid in August 2025?
A. The payment will be issued on August 20, 2025.
Q. Is CCB taxable?
A. No, it is a tax-free monthly benefit.
Q. Who is eligible for the CCB?
A. Families living in Canada with children under 18 and who file their taxes annually.